Friday, August 31, 2012

Jones on Real Estate ? Blog Archive ? Foreclosures Down 16 ...

Five states accounted for one-half of all foreclosures in July 2012 as reported by CoreLogic (and CoreLogic is the go-to-source for these type of data).

July 2012 saw 58,000 completed foreclosures compared to 69,000 in July 2011. The decline is not necessarily due to a healing market?some, but lenders are pursuing a different track given loan modifications and short sales. Commencing September 2008, 3.8 million foreclosures have been completed.

  • 1.3 million homes were in some stage of the foreclosure process?3.2 percent of all owner-occupied housing compared to 3.5 percent a year ago
  • Five states accounted for almost half (48 percent) of all completed foreclosures in the prior 12 months ?California (118,000), Florida (92,000), Michigan (61,000), Texas (57,000) and Georgia (54,000).
  • Fewest foreclosures were in South Dakota (32), Washington, DC (120), Hawaii (445), North Dakota (575) and Maine (608).
  • Foreclosure inventories as a percentage of all mortgaged homes were the most in Florida (11.2 percent), New Jersey (5.7 percent), New York (5.2 percent), Illinois (4.9 percent) and Nevada (4.7 percent).
  • Least foreclosure inventory as a percentage of homes with loans include Wyoming (0.5 percent), Alaska (0.8 percent), North Dakota (0.8 percent), Nebraska (0.9 percent) and North Dakota (1.1 percent).

The bottom line is that while the housing market is improving (and it is), many markets still have some issues?and potentially buyer opportunities.

Ted

Tags: Foreclosure ? Loan modifications ? short sales

Source: http://blog.stewart.com/ted/2012/08/31/foreclosures-down-16-percent-but-you-need-to-read-the-rest-of-story-thank-you-paul-harvey/

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One Of Apple's Supply Chain Partners Is ... - Business Insider

There might be a shortage of iPhone 5s when they hit the market.

Juro Osawa at the Wall Street Journal reports Sharp "hasn't started mass producing screens" for the next iPhone. It was supposed to have been shipping screens to Apple by the end of August.

Sharp isn't Apple's only supplier. It is also getting screens from Japan Display and LG Display, Osawa reports. Apple should still be able to manufacture the new iPhone, it's just a matter of whether or not it will be able to make enough if one of its suppliers is behind schedule.

Reiji Murai at Reuters confirms Osawa's report, but adds this wrinkle: "The Japanese display maker is struggling with high costs that have cut into its margins on the screens, raising the question of whether Apple might provide financial incentives to speed up production."

For what it's worth, Osawa says Sharp had delays when it was making the screen for the new iPad that launched earlier this year. There were no shortages of new iPads.

Don't Miss: All The Big Questions That Need To Be Answered About The Next iPhone

Source: http://www.businessinsider.com/sharp-has-iphone-5-screen-delays-2012-8

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Thursday, August 30, 2012

Assad rejects buffer zone as Security Council to meet

President Bashar al-Assad rejected the idea of buffer zones for refugees ahead of Thursday's UN Security Council meeting tackling deteriorating humanitarian conditions in Syria.

The Security Council meeting called by France is aimed at "appealing to world conscience and for mobilisation" in the face of the Syrian humanitarian drama, a diplomat said in New York.

Turkey has floated the idea of creating buffer zones within Syria to receive those displaced by the conflict so they do not flood across the borders into neighbouring countries.

"Talk of buffer zones firstly is not on the table and secondly it is an unrealistic idea by hostile countries and the enemies of Syria," said Assad, speaking Wednesday in interview with pro-regime Addounia TV channel.

He also said his forces need more time to win the battle in Syria, amid fresh fighting, after a car bomb rocked a funeral in a Damascus suburb on Tuesday, killing 27 people.

"I can summarise in one phrase: we are progressing, the situation on the ground is better but we have not yet won -- this will take more time," he said.

French Foreign Minister Laurent Fabius, who will preside the UN meeting as France heads the Council in August, said Wednesday the issue of buffer zones would be brought up, even if "it is very complicated."

Syria's neighbours Lordan, Lebanon, Turkey and Iraq were all to send ministers to the meeting.

French President Francois Hollande has said France was working with its partners on the possible establishment of such buffer zones.

But Fabius admitted implementing these would be "very complicated" and require the imposition of partial no-fly zones.

Turkish Foreign Minister Ahmet Davutoglu has said Turkey is in talks with the United Nations on ways to shelter thousands of refugees on Syrian soil.

"We expect the United Nations to step in for the protection of refugees inside Syria and if possible housing them in camps there," Davutoglu was quoted as saying by Turkey's Anatolia news agency.

He was speaking before leaving for New York to attend the Security Council meeting.

Human Rights Watch urged Syria's neighbours to keep their borders open to refugees, but Jordan said it would send home Syrians who attacked and injured more than 20 police in clashes at the Zaatari refugee camp near the border on Tuesday.

Assad on Wednesday also mocked regime defectors, saying their departure amounted to a "self-cleansing of the government firstly and the country generally."

Syria's government has been rattled by several high-profile defections as the conflict has escalated, including former premier Riad Hijab and prominent General Manaf Tlass, a childhood friend of Assad.

"Despite several mistakes, there is a strong bond" between the regime and the Syrian people, Assad insisted, boasting the support of the majority of the population.

"What is happening is neither a revolution nor a Spring, it is about terrorist acts in every sense of the term," he said.

Syrian rebels, meanwhile, said they destroyed five helicopters in a raid on a military airport between the northern cities of Aleppo and Idlib on Wednesday, while state television said the attack was repelled.

Abu Mossab, a rebel who said he took part in the attack, told AFP via Skype that rebels shelled Taftanaz military airport with two tanks captured from the army and destroyed five helicopters.

"We destroyed five helicopters as well as buildings in the airport," Abu Mossab said, although it remained in army hands after the raid in which the rebels lost two men before withdrawing.

State television said the military repelled the attack with the airport suffering "no material damage."

The Britain-based Syrian Observatory for Human Rights earlier reported fierce fighting near the airport and helicopter raids on the nearby town of Taftanaz.

In Damascus, activists reported a third straight day of army attacks on rebel strongholds in the eastern outer belt of the city, collectively referred to as East Ghuta.

State media said "terrorist mercenaries" had killed four civilians in Zamalka, using its term for rebels fighting government forces since the anti-regime uprising broke out in March 2011.

State-run newspaper Tishrin said Tuesday's car bombing of a funeral in Damascus was an indication that the "terrorist" groups have reached "a very advanced stage of despair and bankruptcy."

The bombing hit Jaramana, a mainly Druze and Christian town on the southeastern outskirts of Damascus that the Observatory described as generally supportive of Assad's government.

Russia on Wednesday called for an impartial investigation into the latest "barbaric" violence in and around Damascus.

"We insist on a meticulous and impartial investigation into the circumstances of the latest tragic events" using the resources of the United Nations' newly opened office in Damascus, the Russian foreign ministry said.

It singled out the car bomb and the discovery of several hundred bodies near the Damascus suburb of Daraya on Sunday that the rebels charge was the result of a massacre by regime forces.

In violence nationwide on Wednesday, at least 101 people were killed, including 56 civilians, according to the Observatory, which says more than 25,000 people have been killed in the 17-month-long revolt.

The new UN-Arab League envoy on the Syria conflict, Lakhdar Brahimi, wants to visit Damascus in the next three weeks, his spokesman told reporters at the United Nations.

Meanwhile, UN chief Ban Ki-moon held talks in Tehran with Iran's leaders including on the Syria conflict.

After meeting parliament speaker Ali Larijani, Iran's parliamentary news website quoted Ban as saying: "Iran can play an important role in solving the Syrian crisis peacefully."

In Paris, the French presidency said Egyptian President Mohamed Morsi had agreed that there could be no political solution for Syria unless Assad left power, in a telephone conversation with Hollande.

Source: http://news.yahoo.com/assad-rejects-buffer-zone-security-council-meet-061109352.html

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For diabetics, a steady job is good for your health

ScienceDaily (Aug. 29, 2012) ? If you're diabetic or prone to diabetes, having a steady job appears to be good for your health, and not just because of the insurance coverage.

A new University of Michigan study found that that jobless working-age people with diabetes are less likely to adhere to their oral anti-diabetic medications than diabetics who are employed. Further, people of working age with diabetes are more likely to be unemployed than those who do not have diabetes.

The lack of a clear-cut, cause-and-effect relationship between insurance and medication adherence surprised lead researcher Rajesh Balkrishnan of the U-M College of Pharmacy and School of Public Health.

"Improved use of medications is more than just a facet of having medical insurance. It is linked to bigger issues such as being employed, periods of joblessness or a personal financial strain," said Balkrishnan, who believes that a healthier, active lifestyle and access to medical care resources through employers that want employees to remain productive play a big role in adherence.

Other factors that account for lack of medication adherence include lack of financial resources, stress due to unemployment and lack of access to health care.

Researchers looked at diabetes because it is one of the most commonly present chronic conditions in working-age adults in the United States, Balkrishnan said. And globally, diabetes is the seventh-leading cause of death and the eighth-most costly disease to treat. In 2007, total health care costs for diabetes were estimated at $174 billion.

Policy changes would help, Balkrishnan said.

"Workforce participation for adults with diabetes and other chronic conditions command the attention of public policymakers, particularly when prioritizing resource allocation," he said. "As a starting position, health care providers and systems need standard processes to identify individuals facing financial pressure and their vulnerability to lower medication adherence."

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Story Source:

The above story is reprinted from materials provided by University of Michigan, via EurekAlert!, a service of AAAS.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. Mary L. Davis-Ajami, Milap C. Nahata, Gregory Reardon, Eric E. Seiber, Rajesh Balkrishnan. Associations between Joblessness and Oral Anti-diabetic Medication Adherence in US Diabetic Working-age Adults. Health Outcomes Research in Medicine, 2012; 3 (3): e139 DOI: 10.1016/j.ehrm.2012.06.001

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/~3/-upInlPOjBs/120829141811.htm

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Wednesday, August 29, 2012

Another summer, another Neal Stephenson novel (Unqualified Offerings)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories News, News Feeds and News via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/244144010?client_source=feed&format=rss

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Blender Graphics Editor Slices, Dices and Amazes

Blender is such a highly specialized and powerful rendering app that at least two Linux distros are built around it. This cross-platform 3D graphics application matches features and performance of the leading commercial equivalent software packages. Professional-strength rendering software is not a tool for tinkerers.


Source: http://ectnews.com.feedsportal.com/c/34520/f/632000/s/22dabec4/l/0L0Stechnewsworld0N0Crsstory0C760A260Bhtml/story01.htm

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Nokia rolling out Symbian Belle Refresh with new web browser, home screen widgets

Nokia rolling out Symbian Belle Refresh with new web browser, home screen widgets

Good news for Nokia owners, as the company has begun the phased rollout of Symbian Belle Refresh. First and foremost, the OS update brings a new web browser with support for HTML5 web apps. Users will also discover new home screen widgets, and for those who've yet to snag 'em, Microsoft Office and Nokia Maps Suite 2.0 are also made part of the update. Symbian Belle Refresh is supported by the Nokia N8, E7, C7, C6-01, X7 and Oro, and will also include new imaging apps that are specific to the N8. The vanilla version of the software is now available, and Nokia expects that operator and country specific updates will be up for grabs in the coming weeks.

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Nokia rolling out Symbian Belle Refresh with new web browser, home screen widgets originally appeared on Engadget on Tue, 28 Aug 2012 16:41:00 EDT. Please see our terms for use of feeds.

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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/W52U-GSPTk4/

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Tuesday, August 28, 2012

Why can't all hunter pets become viable in all situations?


This is something I have been asking for since cata came out. We have pet talent points, now we have a brand new talent system. There are so many pets for hunters to collect but not all of them have that cat/wolf buff that your raid will always need.

The question is why can't pet buff benefits be part of the talent system? That way you can specify how you want a certain pet to buff a raid? This would allow players to raid with any pet they want! Imagine raiding with a nether ray or a beetle without getting kicked for not providing that buff the raid wants.

When I walk around SW every single hunter either has a cat or a spirit beast if they are BM. It makes me forget about things like sporebats, or silithids.

So why did blizzard not include beneficial pet buffs in its new pet talent system? Why are hunters still forced to use "cat or dog". :/

Source: http://www.mmo-champion.com/threads/1185663-Why-can-t-all-hunter-pets-become-viable-in-all-situations

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7 Essential Features of an Effective Web Site

by Donna Gunter
Web sites have changed dramatically since I starting doing business online over 10 years ago.? When I look back at some of my old sites, I cringe at how unprofessional they seem.? Unfortunately, I?ve also run across sites currently in use that I can easily identify as really ugly 1997 Frontpage sites, but they must still be working for the business owner, despite the unattractive appearance.? Then Flash sites and Frames sites took the Internet world by storm, and that, too, passed.? Now the trend runs to creating web site/blog hybrid sites, or blogsites, that run on the WordPress platform.

Some elements remain the same, regardless of the age of your site.? A professional, quick-loading design with clear navigation is mandatory, as you don?t want your site design to distract from the content, and your visitors need to easily understand how to get from Point A to Point B on your site.? Benefits-oriented copy is still key (your visitor is asking, ?What?s In It For Me??) as well as strong, compelling headlines. Social proof in terms of testimonials from happy customers, as well as examples of your work, as necessary, helps convince your visitor that you can do what you say you do. Keyword optimized pages permit searchers to find you by using one of the search engines. Lastly, an About and Contact page permit the visitor to get to know a bit about you, as well as how to contact you.

What additional features should a site in the second decade of the 21st century contain?? Here are my suggestions for the top mandatory items today?s web sites need to be successful:

1. Links to social networking sites.?
Today visitors want to connect and want to check you out before deciding to do business with you.? A great way to do that is to let them see what you have to say on the social networking sites on which you participate. Offer them the opportunity to follow you there, or if you have a Facebook page, give them an incentive to ?like? your page.

2. Content Management System.? No longer should you be held captive by your webmaster.? If your site is created on a Content Management System (CMS) like WordPress, Drupal, or Joomla, it?s pretty easy to go in and update your site yourself, if you choose to.? I think it?s imperative that a business owner be able to update her site immediately if she needs to.

3. Mobile marketing version.? With the skyrocketing use of Smartphones comes the ability to browse online from your phone.? However, your mobile site should not simply be a simpler version of your primary site.? When you design your mobile site, you need to keep in mind that the mobile user is seeking something different than the desktop user.? In order to determine what that might be for your business, ask yourself the following: What does my customer REALLY need when searching for a business like mine on her mobile phone?? It may be directions or hours of operation or your services description or a coupon.? It?s important to get into the head of your customer when determining what to include in your mobile site.

4. Regularly updated blog.? Content is still king in the new millennium, and keeping your blog regularly updated with new content gives visitors a reason to return to your blog time and time again.? Regularly submitting blog posts will enable you to create an authority site in your niche for your target market in a short period of time.

5. Share your content on social media.? Make it easy for your visitor to share what she has discovered on your site by adding the ability to do things like retweet you blog posts on Twitter, like them on Facebook, comment about them on Facebook, and post them on social bookmarking sites like Digg, Stumbleupon, or Technorati.

6. Audio and video.? Creating and uploading audio and video to sites has become pretty simple. You can easily record a video or audio greeting and quickly upload that your site, or create a longer instructional-type video and upload that to a video sharing site, like YouTube, to drive traffic back to your site.? Web site visitors are in love with video, so take some time to determine how to best use this medium on your site.

7. Incentive to opt into your list. An email marketing list is still a primary asset in your business, and you need to provide a great incentive to entice your visitor to part with her name and email address and possibly cell phone number.? I refer to this incentive as your Client Attraction Device, and it is typically a PDF ebook, video, or ecourse that answers a commonly-held problem of your target market. From your mobile site, you may want to create a shortcode, i.e. Send "THISWORD" to 555555, to get someone to opt into your text messaging list, and then have them have them insert their email address to get the coupon, free report, video, etc. that you promised.

Take Action Strategy

A web site is never a ?fix it and forget it? solution. Like the interior of a retail store, you need to continue to improve, add to, and update the look, feel, and content of your site to remain relevant to visitors.? If you are missing some of these features in your site, take some time to plan how you might add these to enhance the effectiveness of your web site.

Introvert Marketing Coach Donna Gunter helps professional service businesses stop the client chase and create online businesses that drive clients to them. Want to learn specific Internet marketing strategies that get results for introverts? Discover how to increase your online visibility in this free ecourse, Introvert Marketing Toolkit: 9 Strategies to Make a BOLD Impression Online, at ==> http://www.IntrovertMarketingToolkit.com

Source: http://womenentrepreneursecrets.blogspot.com/2012/08/7-essential-features-of-effective-web.html

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Roger Federer: Is Andy Murray ready to beat the world's No. 1?

Roger Federer won Wimbledon, is back at No. 1, and says it will take something special to beat him at the US Open. Can Andy Murray beat Roger Federer?

By Steve Ginsburg,?Reuters / August 27, 2012

Roger Federer of Switzerland kisses the 2012 Wimbledon singles championship trophy after defeating Andy Murray of Britain at Wimbledon, England. Federer is once again ranked No. 1, and enters the U.S. Open, the title favorite, once again.

(AP Photo/Kirsty Wigglesworth, File)

Enlarge

Roger Federer looks to cap an "incredible" season when he launches his bid for a sixth U.S. Open title against American Donald Young on Monday.

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Federer beat Briton Andy Murray to win the 2012 Wimbledon title, regained his world No. 1 ranking and comes into the final grand slam of the year in ominous form.

"I'm just happy how I'm playing," said Federer. "I already reached my goal for the year becoming world No. 1 and getting Wimbledon again and getting a medal for Switzerland.

"It's been incredible."

RECOMMENDED: Who's the best tennis play ever?

Federer also said that he's ready to go the distance at the US Open.

"I felt good last year, but probably felt that maybe at times the matches were not always in my racquet, whereas maybe this time around I feel like if I'm playing well I can dictate who's going to win or lose," said Federer.

"It's going to take something special from my opponent to win. That's kind of how it feels right now."

Play was suspended for about two hours on the opening day of the U.S. Open on Monday when rain showers swept through the National Tennis Center at Flushing Meadows.

Defending champion and seventh seed Samantha Stosur of Australia was one of the few players to reach the second round before the rain came as she crushed Croatia's Petra Martic 6-1, 6-1.?

Meanwhile, Andy Murray, who lost to Federer in the Wimbledon final but beat the Swiss weeks later at the same venue to win gold at the London Olympics, is also in action on Monday against Russian Alex Bogomolov Jr.

Despite his golden summer, Murray said he was not about to slack off.
"I needed to make sure that afterwards I worked hard," he said. "Whether you're confident or not confident, providing you work hard and you do all the right things in training, then you'll get a good result.

"That was the most important thing, to make sure I kept my feet on the ground and keep working hard and try to improve.
"Am I more confident? You never know what's going to happen when you get out there on the court. I prepared well. I trained hard the last five, six days, so I'm ready to go."

Also taking the court on Monday will be former champions Maria Sharapova, who completed her career grand slam this year at the French Open, and three-times U.S. Open titlist Kim Clijsters.

Clijsters, who faces American Victoria Duval, will retire after the tournament.
"Obviously this place is magical for me," the Belgian said. "I have had so many beautiful memories. I have enjoyed coming here from when I was a junior.
"I love the surface, I love the atmosphere, and I'm excited."

Sharapova, who won at Flushing Meadows in 2006, will face Hungary's Melinda Czink in her opening-round match. The Russian has not played since winning a silver medal at the Olympics.

"I feel really good," she said. "I went into Montreal and was supposed to play but I got a stomach bug and just decided to give it a rest.
"I think it was a sign my body just needed to slow down. It was a lot of travel, a lot of playing. Had a hectic summer.
"I know that if I feel healthy and I have enough practice, I'm okay. I don't feel like I need to play three tournaments in a row in order to be ready for the U.S. Open." (Editing by Peter Rutherford)

RECOMMENDED: Who's the best tennis play ever?

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/YcwlFUeeO4w/Roger-Federer-Is-Andy-Murray-ready-to-beat-the-world-s-No.-1

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Monday, August 27, 2012

Buy Domain: Keeping Things In Check | Public Management ...

A good reason why your website has to have its very own domain is due to the fact that it is what enables it to be found in the world of the internet. When you?ve got a website that?s going to be meant for your internet business, you?ll need to save a domain for it for the reason that it will serve as its position in the Internet. Pretty much any web site that?ll be meant for business applications must first have a domain in order that it will have its own place in the online realm. If clients are to reach your website, they need to know what your domain name as this functions as its address. An internet site likewise has to have a domain name as this is what clients will enter in their browser?s address bar if they ever need to look into your website. In order for clients to come across your website, they should know what your domain name is and get it entered in the address bar of their browser. Owning a domain name can also be an effective way of sharing your prospective viewers the impression that you are a pro and that you could very well be relied upon. With an excellent domain name, you should be in a position to create an image of dependability and trustworthiness for your website. Your domain name can be a huge resource to your online business because it gives your internet site a hint of credibility plus it creates an impression that you are a skilled professional. Thus, it is advisable to make it a point that you first buy domain name for use on your website before you continue with establishing it. Considering this, it might be advantageous if you would buy domain name to begin with before you decide to make your website. With this in mind, you need to make an effort to buy domain at the outset prior to getting started with the design and aspects of your website.

The process of domain registration begins by finding a ideal domain name. The initial thing you should do when you?re seeking to purchase a domain is to come up with a domain name. In getting a domain, you can expect to start with making a choice on a fitting domain name. It is advisable to take some time in taking into consideration the domain name you?ll use as this is what your prospective customers will keep in mind to make sure you view your web site. You must do your best in choosing a domain name for your enterprise as this is how your prospective customers will be able to find your web site. Your domain name has to be perceived as an plus for your enterprise as this is the principle method in which internet users able to come across your enterprise on the web. This should be a great time to apply your wits and creative thinking because your domain has to be able to describe the true nature of your online enterprise. You will need every ounce of creative thinking you have to enable you to think of a domain name that?s going to best describe what your enterprise is centered on. With some passion and creative thinking, you should be in a position to think of a domain name that should represent the genuine aspect of your online enterprise. You may need to come up with a short list of plausible domain names that you may use for you to be certain that a minumum of one of them is free to be registered. Seeing that only one person or entity may use a domain name during a period, you should try to come up with several plausible alternatives to ensure that you won?t have any sort of issues. You?ll still should check the availability of your chosen domain name, thus it may very well be more advantageous if you have a list of plausible selections prepared.

There are numerous TLD?s (top-level domains) that you can register your domain name, the widely used being the .com TLD, whilst others including .biz, .org, and .net are also popular. In registering your domain name, there is an opportunity to pick out which top-level domain (TLD) you?ll use including .com, .net, .org, and .biz. Throughout the domain registration procedure, you will also pick out which TLD (top-level domain) your internet site will make use of and the widely used varieties comprise of .com, .biz, .org, and .net. firms or people that are authorized to handle the booking of domains and thus you?ll be able to expect to buy domain name from them. To be able to buy domain name the right way, you should speak to a domain registrar and they are authorized firms that are in the business of booking domains. The moment you?ve made up your mind that you will buy domain name, the next stage should be to pick out a organization that focus in the booking of domains, the domain registrar. normally have tools that make it easier to determine the availability of the domain name you have chosen. You could proceed to the website of a domain registrar to know for certain if the domain name you wish to use is free for registration. The domain registrar will be able to provide you with comprehensive information about the availability of the domain name you want to use. Bear in mind that registering a domain is not necessarily designed to give you ownership over it but simply provides you with the exclusive liberties to utilize it. It should be pointed out that you are not acquiring ownership of a domain by registering it, rather you are only granted the privilege to use it. When you finally register a domain, this doesn?t turn you into the owner of it, and what you?re spending money on is actually just for the power to use your chosen domain name.

Getting a domain is not necessarily very costly ? in reality, you can easily buy domain name for only $10 and that is certainly good for one full year. However, if you?re anxious about how much money you?ll cough up in order to buy domain name, you?ll be blown away to find out that you may obtain one for only $10 every year. Many domain registrars will ask you for a standard amount of $10 to buy domain name of your choice and so you can benefit from its benefits for twelve months. Subsequently after twelve months, it is mandatory that you renew your subscription in order to hold on to your liberties to your domain name. Renewal of your subscription is important right after the twelve month timeframe in order that you continue to have the authority to make use of your selected domain name. Because you are going to be making use of your domain for your ecommerce business, it is important to make certain to renew your subscription or else it will end up being free for subscription to other individuals. It could therefore be considered a smart idea to put your subscription renewal to automatic to ensure you won?t need to bother about it. You may have to be sure that the renewal of your subscription is placed to automatic so there won?t be any setbacks. To protect yourself from any problems, it will be best to decide on automatic renewal of your subscription. Whenever you are deciding on a domain registrar, you must take your time to take a look at their web page and go through cautiously the services that they provide, their stipulations, and company information too. It is crucial that you first assess the history of the domain registrar you may be using the services of and make certain you are aware what services they are promoting, their fees, and company guidelines too. Prior to deciding on a domain registrar to do business with, make sure to research regarding their business, search for opinions about them, the services they have, together with their terms and policies too.

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Source: http://www.ipmn2006.net/23/buy-domain-keeping-things-in-check

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Special Education | U.M.D. S.G.

Relative the scientific production to the area of High Abilities/Superdotao (AH/SD) still is sufficient incipient in the Brazilian context, even so the precursors of the area have searched and divulged its works from the decade of 1920-1930. It has some reasons that can be evicted to this fact, amongst them the popular myths and beliefs the respect, that not rare hinders the same identification and the attendance to these people; the lack of information, financial resources for the Education and, consequently, the Special Education and the formation of the professors, who if feel incapable to identify and/or to take care of to these pupils and the lack of trustworth official statisticians in this area. (PEREZ; FREITAS, s/d, P. 01) As in he says the citation above to them, still he lacks very for an adequate attendance of the superendowed one taking in account the preparation and the information that still is scarce in the educational way. Conflicting aspects For being the school the field of discoveries of these true talentos is for there that we will start to observe the vulnerable points cited the top.

Generally, the support given to deficient pupils and to its parents are bigger of what the given assistance the superendowed family of one. (Not to be confused with Storch Photos!). The difference is clear, the deficiency most of the time leaves external marks and signals, evidentes to that they see while the superendowed one possesss internal challenges. No physical or intellectual aid is necessary, however it is necessary special care, attention and psychological accompaniment. In many schools it does not have necessary accompaniment, does not have rooms special, the resume is static and the same for all, what many times result in the alienation, it disinterests and fidget on the part of the pupil who is in a school that does not attend it adequately and it provides an inadequate environment to it for the development of its potentialities.

Source: http://www.umdsg.org/special-education

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Sunday, August 26, 2012

Mexican gangs block roads, torch vehicles in western Mexico

MEXICO CITY (Reuters) - Armed gangs blocked highways throughout Guadalajara, Mexico's second biggest city, on Saturday and vehicles were set on fire amid a surge in drug-war violence.

Police confirmed seven unauthorized roadblocks constructed with charred, smoldering cars and trucks within the Guadalajara city limits and 15 others in the surrounding Jalisco state, in western Mexico.

Luis Carlos Najera, police chief for Jalisco state, told reporters at a news conference late Saturday that one man was seriously wounded by gunfire, but no arrests had been made.

"We don't know who is behind this operation," said Najera.

He added that all of the roadblocks have since been cleared.

Guadalajara has not seen the level of drug cartel-related violence as other areas, but similar flaming roadblocks shook the city in early March as military forces successfully sought to arrest a prominent cartel leader.

Two people were killed during that operation.

Jalisco state has been a stronghold of the Sinaloa Cartel since the 1980s, when traffickers first started to use Mexico as a "trampoline" to bounce cocaine into the United States.

It has recently seen an upsurge in violence as Sinaloa Cartel gunmen battle rivals from the upstart Zetas cartel, which is displacing older trafficking groups in many parts of Mexico.

More than 55,000 Mexicans have been killed in drug-related violence since President Felipe Calderon took office in December 2006 and launched his crackdown on cartels.

(Reporting By David Alire Garcia; editing by Todd Eastham)

Source: http://news.yahoo.com/mexican-gangs-block-roads-torch-vehicles-western-mexico-033423967.html

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Sports Equipment (COJ235271) - Health & Fitness : Exercise ...

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Santa Fe College student dies from gunshot wound

Published: Friday, August 24, 2012 at 11:08 a.m.
Last Modified: Friday, August 24, 2012 at 11:08 a.m.

The man fatally shot outside a southwest Gainesville apartment Thursday night has been identified as a Santa Fe College student who police believe went to the apartment as part of a drug deal.

Eugene Shelton, 26, was killed, Gainesville police detective Cpl. Bennie Smith said.

?We think he was going to meet someone reference a drug transaction. We don't know what happened after that. It could have been robbery, it could have been anything,? Smith said. ?For some reason he was meeting with someone and was shot.?

No arrests have been made.

Shelton was shot in the chest and underwent surgery at Shands at the University of Florida before dying.

Police first got a call about a gunshot about 8:26 p.m. at Rocky Point apartments at 3100 SW 35th Place. A woman told police she heard a gunshot, looked out her window, saw a man in a white T-shirt running toward a wooded area and saw another man get into a car and drive off, police spokeswoman Angelina Valuri said Thursday night.

While police were at the apartment, Shands notified GPD that a man with a gunshot wound had been brought to the hospital, Valuri said.

The shooting appears to have occurred in the parking lot outside an apartment.

Smith said police have spoken to the man who drove Shelton to the hospital but would not discuss what was learned from the interview.

Police canvassed the neighborhood last night and again on Friday to try to learn if anyone witnessed the incident or has any information about the shooter.

Source: http://www.gainesville.com/article/20120824/articles/120829766

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Saturday, August 25, 2012

fravel: Beijing?s distracted leadership leaves Japan ties on hold by @ska_kongshan http://t.co/xeyqwRts also Japan's revolving PMship

Sorry, Readability was unable to parse this page for content.

Source: http://twitter.com/fravel/statuses/239188112155238400

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How do you know if Outsourcing is right for you? | SpringBoard

You have heard about all of the benefits of outsourced sales. Outsourcing sales can save your business money. Outsourcing sales can increase your business? profitability. Outsourcing sales can help you grow your business. Blah, blah blah?

You have heard that spiel over and over and over again. But you are still not sure that outsourcing sales is right for corporate cartoonYOU and YOUR business. It is important to examine your mindset before outsourcing your organization?s sales to an outside entity.

?If you believe all sales people are evil, you?ll likely have a bad experience because you?ll hire someone that will ultimately fulfill your expectation,? says Springboard CEO Karin Schwartz. Sales outcomes are a snapshot into the organization itself, if there?s a problem in sales most likely it?s not the only department in trouble.

So before you think about outsourcing sales, ask yourself the following questions:

  1. Do you need to see the person every day to believe they are working? If you need to see a salesperson each and every day, you may be a micromanager.? Micromanager has a negative connotation but let?s face it most of us business owners are to one degree or another, a micromanager.? And if this is true, outsourced sales may not be right for you. Remember, the more a salesperson is in the office, the less work they are actually doing.
  2. How long is your sales cycle? If your sales cycle is short where price is the dominating factor (transactional sales), then outsourced sales may not be right for you. You need volume not relationships.? If your sales cycle is longer and dependent on building relationships (relationship sales), then outsourcing may work for you and your business.
  3. Will your salesperson perform multiple tasks on a weekly basis? Do you need someone who can take on service and account management as well as sales? Most likely you are better off hiring 2 different people as these tend to be different skill sets but if you absolutely cannot do that, then focus on growing existing clients and?hire someone who?thrives on building relationships, who wants to take care of their clients, and who can ask for referrals.? This would be a full time hire.
  4. How technical does this salesperson need to be? It really doesn?t matter provided your sales person has access to someone who is technical who can assist them when the time comes to get into the highly technical details.
  5. What are my expectations of a sales person? As we said earlier, if you believe all sales people are evil, you?ll likely have a bad experience because you?ll hire someone that will ultimately fulfill your expectation.? That being said you need to determine and communicate how this person will be measured.? It?s certainly easier to ?measure? the activity of a full time sales person.

So when should you outsource?

?You should consider outsourcing when you need someone with?existing connections and relationships and you see value in the introduction but can handle the rest in-house,? says Schwartz.??Since we tend to be more cost effective than hiring full time and our consultants are fully entrenched in the areas our clients do business we can be far more efficient so essentially for the equivalent of hiring one full time business developer we can create of team of 3-6 highly experienced business development professionals who are having conversations with your prospects daily.?

If you have any questions about Outsourced Business Development, please contact Springboard Business Development by calling?410-832-7560?or?click here?today!

Located in Baltimore, Maryland, Springboard offers outsourced sales solutions for businesses in the professional services arena. Our approach to business development makes it easy to find new clients without the financial burden of an in-house business developer.

At Springboard we know sales!

Follow us on?Facebook,?Twitter,?Google+,?and?LinkedIn?as well!

Image URL: cpvconsulting.com

Source: http://www.springboardbizdev.com/sales-outsourcing/how-do-you-know-if-outsourcing-is-right-for-you/

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Mobile Coupons are the Next Big Wave in Direct Marketing | CRICH ...

Nowadays, everybody has an emotional and physical attachment to their cell phones. From calendars and cameras to e-mail and music, today?s mobile phones have been integrated into our daily lives more than ever before. Thankfully for advertisers in the industry, new technologies are available to reach these dialed-in customers.

The Timing Is Right

According to the Promotion Marketing Association, the soft economy has triggered a comeback in coupon use. After declining 3 to 7 percent a year for more than a decade, coupon purchases have increased this year compared to a year ago. In addition, a recent study conducted by Prospectiv found that 72 percent of consumers are using more coupons than they did six months ago. Three-quarters of those respondents claimed the economy made them do it

For quick-serves that are taking advantage of the coupon trend, mobile coupons are a natural extension of their mail and print coupon pieces, among other communications. ?Going mobile? helps advertisers reinforce messages with consumers who are becoming increasingly dependent on their mobile phones, especially the highly coveted 18?34 age demographic.

In a recent ABI Research study, 38 percent of consumers indicated that mobile incentives would increase their response, while 32 percent of those polled indicated that incentives probably would increase their response. In the same study, 63 percent of respondents selected coupons to local retailers as their marketing incentive and message of choice. More than half of those polled, 52 percent, selected discounts at a store as their second choice of incentive.

How it Works

Declining newspaper circulations, the advent of digital video recorders, and increased popularity of uninterrupted satellite radio are all examples of how customers are becoming more selective about how they want to be reached and what they are willing to read, listen to, or watch. In fact, a Project for Excellence in Journalism study found ratings for late local newscasts on network-affiliated stations across the country were 6.7 percent lower during the November 2007 sweeps than the previous year?a faster decline than newspaper circulation (down 2.6 percent daily, 3.5 percent on Sunday) during roughly the same period. This demonstrates the conundrum marketers face when determining which marketing channels to utilize to reach consumers.

Mobile marketing, for the first time, creates a closed loop marketing campaign for advertisers to hit a consumer at three of the most impactful conversion points?in the mailbox, on the computer, and on their mobile phones.

While at home or in the store, consumers can be presented with opportunities to opt-in to text messages or to download a Web mobile application. Call-to-action options can be to send or ?push? a text message just before noon to increase lunchtime traffic with an exclusive offer on a meal or enter a sweepstakes. Marketing messages can be presented multiple times on in-store signage, broadcast media, or on printed coupons sent via mail to drive opt-in behavior. In other words, mobile marketing is a welcome complement to the entire marketing mix.

Why Marketers are Choosing Mobile

Even more direct than traditional mail or online pieces, mobile coupons present advertisers the chance to draw-in consumers who are progressively more comfortable using their cell phones. Whether pushed out to consumers through a text message or made available on cell phones through the Web, mobile coupons provide advertisers new consumer touch points, including at the point of purchase. Similar to other offers, mobile couponing is a measurable marketing tactic with a direct call to action, yet, the convenience and ease of use of mobile coupons distinguishes them as a perfect alternative media for reaching a variety of audiences.
Mobile coupons present advertisers the chance to draw-in consumers who are progressively more comfortable using their cell phones.?

With mobile couponing, there is no need for consumers to clip paper coupons, no need to check e-mail or surf the Web looking for hot deals. Plus, messages can be modified and brought to market in an instant.

Another attractive aspect of mobile marketing is pricing. Although sold as part of integrated marketing campaigns, mobile marketing, according to industry experts, ranges from 8 cents to 30 cents per message sent. One-to-one messages, sent through the mail, can range from 30 cents to 75 cents per mail piece.

Writing a New Chapter in Marketing

Mobile marketing mobilizes traditional print and electronic promotional strategies to drive more traffic to restaurants, spark purchases, and increase sales. A 2008 study by The Nielsen Company found 23 percent, or 58 billion, of all U.S. mobile subscribers say they have been exposed to advertising on their phones in the past 30 days with half of those subscribers, or 28 million, saying they responded to a mobile ad is some way.

With a reported 2.3 trillion text messages riding the airwaves in 2008, the comparably low cost of mobile marketing to most other mediums and the incremental benefit on marketing campaigns undoubtedly can have a major impact on restaurant revenues and profits.

Credit: QSR Magazine

By?moadnet

Source: http://crichcreative.com/apps/mobile-coupons-are-the-next-big-wave-in-direct-marketin/

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Friday, August 24, 2012

Save $425 Auto Owners Insurance, 10 Car Insurance Quotes All ...

One of the key responsibilities for people who own cars is to have some form of auto owners insurance. At this juncture it is important to highlight the distinction between an owner and a driver. The car owner might never drive the car at all in their entire lifetime because the law allows them to do it. There is also the car keeper who might need some auto owners insurance to get to drive. The driver might certainly need their own insurance. The distinction between these different parties has often muddied the waters on auto owners insurance.

The person who has bought a vehicle must ensure that they have the correct level of auto owners insurance. This is because a vehicle is an asset to the people who own it. Some vehicles cost quite a lot of money that could go some way in putting a deposit on a mortgaged house. Therefore the auto owners insurance will enable the owner to mitigate some of the losses in case there is damage to the vehicle. Some of the accidents are due to arson or freak nature events. These have to be covered.

Auto Owners Insurance Keeping

Those who are responsible for keeping the car must ensure that there is adequate auto owners insurance. This is because they might not even own the car itself. If something was to happen they would be held liable because the car was in their safe keeping. There is nothing more distressing for the prospective car owner than having to pay for someone else?s car before depositing money for their own. This will be the case if they do not voluntarily purchase auto owners insurance. It is the wise thing to do in terms of protecting oneself.

Auto Owners Insurance Driving

The person driving the vehicle might also want to reassure themselves that the owners have the right amount of auto owners insurance. This is because they can share the cost if there is an accident. The driver insurance companies are normally concerned about the innocent party and their compensation. This can leave the owner and the driver in a bit of bother. That is why the purchase of auto owners insurance will enable them to share out the costs and deal with the ever growing threat of accidents and freak events of nature.

Auto Owners Insurance Conclusion

The provision of auto owners insurance affects the different people who come into contact with the vehicle at one time or the other. These groups of people are normally divided into the drivers, the keepers and finally the owners. There is no set pattern to the occurrence of accidents and therefore the purchase of the auto owners insurance will be a good investment in terms of managing the risks that are inevitably involved in the purchase of vehicles. The governments have mandated it and it is a responsible thing to purchase the auto owners insurance for purposes of protection.

Source: http://www.autoinsurancequotes.com/news/auto-owners-insurance-2/

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$300,000 :: 4765 Firwood RD, Lake Oswego OR, 97035 ? Lake ...

3 beds, 2 full baths
Home size: 1,728 sq ft
Lot Size: 10,890 sq ft
Property Type: DETACHD
MLS Number: 12388629

Stunning remodel in a prime location of Lake Oswego!Features include beautiful wood floors,new tile,new fixtures,new paint throughout,new high efficiency furnace,new electrical,new plumbing to the street. Stainless appliances, great fireplace,huge porch for relaxing & massive fenced lot, not to mention seconds to Zupans Market & Waluga Park make this home a steal. Priced to go!

Listed with Fred Real Estate Group


Brought to you by Chris Larsson, Coldwell Banker Seal. Call me today at 503-683-2897!

The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS? of Portland, Oregon. All real estate listings are marked with the RMLS? logo, and detailed information about these properties includes the names of the listing brokers. Listing content is ? 2009 RMLS?, Portland, Oregon.


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Tags: Coldwell Banker Seal, Fred Real Estate GroupBrought, Oswego, real, 97034, Lake

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Chris Larsson- Lake Oswego Real Estate Agent

Let me help you find everything you need to know about buying or selling real estate in Lake Oswego, OR! I have been a top-producing Coldwell Banker real estate professional for over 8 years in LO. I am 120% dedicated to providing world-class concierge level service to my clientele.


SEARCH THE LAKE OSWEGO MLS AND REAL ESTATE LISTING HERE...

Source: http://www.97034realestate.com/blog/300000-4765-firwood-rd-lake-oswego-or-97035-lake-oswego-homes-for-sale-lake-oswego-real-estate-97034-lake-oswego-real-estate-agent/

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Microsoft Xbox users can track election closely

Microsoft Corp. said users of its Xbox system can track the 2012 elections more closely with the introduction of its new "Election 2012 on Xbox Live" system.

Microsoft (NASDAQ: MSFT) said the election-tracking system will include news about candidates from NBCNews.com and Face the Facts USA. Users can register to vote using Rock the Vote, and they can participate in live daily polling from YouGov. Microsoft said the first wave of election content on Xbox will begin on Aug. 27.

"We want to provide our passionate Xbox Live community with a great way to experience the election process with TV that makes them participants ? and not just viewers," said Marc Whitten, corporate vice president of the interactive entertainment business at Microsoft, in a statement.

Follow Your Favorites with My News

My News is a way to create a customized news feed based on companies and industries that matter to you.

Source: http://feedproxy.google.com/~r/vertical_13/~3/_PE1WZChNBM/microsoft-xbox-users-can-track.html

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Thursday, August 23, 2012

Who is the best favorite or better perfect dog | Puppies Dog Cat Birds ...

These two dogs is very popular and very perfect with any kind pets or dogs lover. Some body also like the slim dog or slim puppies and some body also like the fat dog or fat puppies. Normally most of fat puppies come with woolen. But slim dogs is not covered by wool. So, baby like this woolen dogs for soft touch.?9CZ3M9TBAP72

Source: http://dogschild.blogspot.com/2012/08/who-is-best-favorite-or-better-perfect.html

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Centenarian sister helps Sardinian siblings set world record

Nine Sardinians were recognized Wednesday as the oldest living siblings, with a combined age of 818. The eldest sister celebrated her 105th birthday today.

By Nick Squires,?Correspondent / August 22, 2012

Could the rugged Mediterranean island of Sardinia harbor the secret to a long life? Experts increasingly think so.

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The island has long had a reputation for longevity, with one of the highest rates of centenarians in the world. Now that reputation has been further bolstered with the discovery of nine elderly brothers and sisters who have a combined age of 818 years.

The Melis siblings were officially recognized this week by Guinness World Records?as the world?s oldest living siblings.

It can surely only be a matter of time before ?The Sardinian Diet? becomes the next big thing among Hollywood stars and well-heeled health enthusiasts.

All but two of the siblings live in the village of Perdasdefogu in a mountainous region of the island known as the Barbagia, which in the past was famed for banditry, feuding, and kidnapping.

Its unforgiving terrain has repelled outside invaders since pre-Roman times, ensuring a distinct gene pool that appears to have passed on longevity from generation to generation.

The Melis family ascribes its extraordinarily long lives to plenty of exercise ? walking up and down precipitous slopes to feed its sheep and goats, for instance ? as well as a healthy diet based around bread, cheese and pasta, all locally produced. ?

Family members speak particularly highly of minestrone soup, which is filling but low in fat and full of greens. The red wine they drink is unusually high in antioxidants, experts have found.

Being surrounded by around 150 children, grandchildren, great-grandchildren, and great-great-grandchildren also keeps them young, they say.

The oldest of the siblings, Consolata, celebrated her 105th birthday today, while the ?baby? of the family, Mafalda, is a comparatively sprightly 78 years old.

?In my day women had to do all the domestic work, going to the standpipe to get water and to the river to wash the clothes. My grandchildren have washing machines and vacuum cleaners so when they say 'I?m so stressed,' I just can?t understand it,? Consolata told Italy?s daily Corriere della Sera.

One of the sisters, Claudina, 99, keeps in shape by walking to and from church every day, while a brother, Adolfo, 89, still works in a bar in the village and tends vegetables in his garden.

It was a family friend who approached Guinness claiming that the Melis siblings were probably the oldest in the world.

Guinness verified the claim in conjunction with the Gerontology Research Group in the US and announced the finding this week.

?The Mediterranean lifestyle is always held up as being beneficial to a long, healthy life, and Italians in particular feature prominently in the list of supercentenarians and centenarians,? said Craig Glenday, editor-in-chief for Guinness World Records.

?Seven out of the 70 people alive over the age of 110 are Italian, for example, and the world's second-oldest living person is the Italy-born Dina Manfredini, who was born in Emilia-Romagna," Mr. Glenday noted, adding that Ms. Manfredini now lives in the US.

?With all longevity records, genes and lifestyle are paramount, but luck plays a big part ? avoiding accidents and falls, and so on ? so to have such a large number of living siblings with an average age of more than 90 years is incredibly rare.??

The secret of Sardinians? long life is being studied by a scientific project called AKeA ? an acronym for ?A kent? annos,? a traditional toast in the Sardinian language which means ?May you live to 100 years.?

Scientists believe genetics play a key role in Sardinians? longevity ? the same surnames crop up again and again in the list of long-living islanders, said Luca Deiana, a professor of clinical biochemistry from the University of Sassari.

The only other region in the world that can match Sardinia for the proportion of centenarians is the island of Okinawa in Japan.

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/FQBHMGO3C3s/Centenarian-sister-helps-Sardinian-siblings-set-world-record

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